\begin{tabular}{lrrrrrr}
\hline\hline
 & \multicolumn{3}{c}{Default rate} & \multicolumn{3}{c}{Share} \\ 
\cmidrule(lr){2-4} \cmidrule(lr){5-7}
LTV bin & JPMCI & CRISM & PSID & JPMCI & CRISM & PSID \\ 
\midrule
LTV $>$ 100 & 10.9\% & 9.7\% & 7.7\% & 19.3\% & 21.5\% & 9.5\% \\ 
80 $<$ LTV $\leq$100 & 3.8\% & 3.8\% & 2.1\% & 23.9\% & 25.1\% & 25.3\% \\ 
LTV $\leq$80 & 1.3\% & 1.3\% & 0.8\% & 56.9\% & 53.4\% & 65.2\% \\ 
\bottomrule
\end{tabular}
